The TERM D20 ETI is a structured tracker note, listed on the Stuttgart Stock Exchange.
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The ETI automatically allocates its assets to 4 investment funds, each investing in low correlated asset classes.
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Allocation distribution in each asset class:
50% exposure to an S&P500 syntetic index
20% Crypto Projects
20% European Property Developers
10% Private Credit
*100% Capital Guarantee at muturity
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PORTFOLIO
OVERVIEW
All our investments and subinvestments are displayed here, including explainers and performance updates
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1
DEBT ALLOCATOR L1 FUND
Capital Protection and S&P500
The fund invests its assets across a wide range of capital protected structured products, issued by top rated investment banks.
In addition to the capital guarantees, the products allow full participation in the positive performace of the S&P500 index.
More info click
2
A.PLUS FUND
Private Credit
The fund was created in 2016 with the clear strategy to facilitate loans to individuals and corporates. The fund has been very successful delivering bond+ returns over the span of 9 years.
More info click
3
BLOX C3 FUND
Crypto
The fund will invest its assets in a viriaty of crypto projects and established
layer one blockchains.
More info click
4
STOX EAST FUND
Property Development
The fund is focused on holding listed securities of successful European property developers. These companies had significant growth in the past decade and are expanding across Europe's property hot spots.
More info click
PERFORMANCE
EXPECTATIONS
Based on historic data and future market assumptions, we can visualize three possible performance scenarios.
UNFAVORABLE SCENARIO
ASSUMPTIONS:
Central bank interest rates at 1% to 1,5%.
Devastating crypto investments, leading to a total loss within 3 years
Well performing property markets, moderate growth of 5% per year.
S&P500, underperforming in comparison to past decades.
Private Credit markets underperforming, due to lack of borrowers.
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OUTCOME:
Based on the above assumptions, the TERM D20 ETI is expected to fall below its inital starting price and slowly recoup losses over a span of 4 to 5 years.
The recovery will be mainly driven by the property and bond performance.
Note holders should expect a net profit of 10% over a 10 years holding period. In this situation it will be advisable to hold the note for at least 20 years, with the possibility to loan against the note.​
OPTIMISTIC SCENARIO
ASSUMPTIONS:
High inflation despite high borrowing cost. The everything bubble.
Central Bank interest rates at 2% to 3,5%. QE in overdrive.
Booming Crypto markets delivering above average stellar gains.
Well performing property market moving into overdrive. Fueled by a buying spree of newly minted millionaires and hot spots overpopulation.
Booming stock markets, driven by short rallies based on inflation concerns and new market participants.
Private Credit demand at all time high paired with relative low default risks.
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OUTCOME:
Based on the above assumptions, the TERM D20 ETI is expected to outperfom every single asset class. The main performace driver will be the S&P500 and the Crypto markets.
Note holders can expect a net profit of 500% over a span of 10 years.
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NORMAL SCENARIO
ASSUMPTIONS:
Central bank interest rates stay elevated for a decade, at 3% to 4%.
Maturing Crypto markets deliver stable growth, driven by wide spread adoption.
Private lending remains consistent with stable returns.
S&P500 continues to grow at historic rates and offers a save store of value for long term investors. '
Well performing property markets in Europe due to shortages in big cities.
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OUTCOME:
Based on the above assumptions, the TERM D20 ETI is expected match the long term performance of the S&P500 index paired with the structured capital protection. Additional performance from the other asset classes will enhance the total return.
Note holders can expect a net profit of 70% within a 10 year holding period.
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